22 Money Saving Tips

After all you've got to turning sweat to money, here are several ways You can do to saving your money more :

  1. Cut back to one credit card
  2. Leave your credit card & ATM at home
  3. Let the "cheaper" person carry the money. Shop from a list and stick to it
  4. Don't buy anything the first time You see it
  5. Don't go food shopping when you're hungry
  6. Bring lunch to work
  7. Don't eat out as much. Use money-saving coupons when you do. Take advantage of "early bird specials" or eat lunch out rather than dinner
  8. Avoid stores. Throw away or recycle mail-order catalogs
  9. Don't pay full price. Buy used. Buy at outlet stores. Buy store brands. Buy in bulk
  10. Share purchases with others. Buy a neighborhood lawnmower or barbecue grill. Share a children's swing set
  11. Use payroll deductions to build savings and retirement accounts
  12. Make it hard to get your money. Bank far away. Avoid ATM. Require two signatures on accounts
  13. Pay down credit cards as quickly as you can. Pay on time. Pay more than the minimum required. Use low-interest savings (such as bank savings accounts, government savings bonds, or the cash value of life insurance) to pay down credit card debt.
  14. Ask to have the interest lowered on your credit card or switch your balance to a card with a lower rate.
  15. Turn off the lights when you’re out
  16. Save on your water bill: turn off the tap while soaping.
  17. Turn off the air conditioner or turn down the heat when you’re out. Use a thermostat with a timer to bring the temperature back to a comfortable level before you get home. 
  18. Rent movies or borrow them from the library instead of going out to movie theaters. When you do go to the movies, bring your own snacks.
  19. Discontinue cable TV or cut back on optional channels.
  20. Discontinue magazine subscriptions and newspaper delivery.
  21. Sell what you don’t need especially the car, if you can find a way to get by without it.
  22. Carpool, ride a bike, or use public transportation.

No comments:

Post a Comment